Exceptional Wealth & Family Office Expands Client Solutions Through Flourish Cash® & Flourish Lending®
A Smarter Way to Manage Cash, Liquidity, and Opportunity
At Exceptional Wealth & Family Office, we continually evaluate solutions that help clients simplify their financial lives while supporting their broader wealth strategy.
We are pleased to announce that eligible clients now have access to Flourish Cash® and Flourish Lending® through EWFO. These solutions are designed to help individuals, families, business owners, and nonprofit organizations manage cash reserves and lending needs through a modern, advisor-supported experience.
Why This Matters
For many successful families and business owners, cash serves an important role within their overall financial plan. Whether preparing for a real estate purchase, business opportunity, tax obligation, liquidity event, or simply maintaining a strategic reserve, it is important to have solutions that help balance accessibility, convenience, and planning objectives.
Flourish Cash was designed to work alongside existing bank accounts while providing a simple way to earn a competitive rate on eligible cash balances. Through a network of participating FDIC-member Program Banks, clients can access expanded FDIC insurance coverage, subject to applicable limits and eligibility requirements, while receiving consolidated account reporting and tax documents.
Benefits of Flourish Cash
• Competitive rates on eligible cash balances.
• Access to expanded FDIC insurance coverage through participating Program Banks, subject to applicable rules and limits.
• No Flourish account minimums or maintenance fees.
• Convenient transfer capabilities between linked accounts.
• Consolidated statements and annual tax reporting.
• Available for individuals, businesses, trusts, nonprofits, LLCs, partnerships, and corporations.
For many clients, cash represents flexibility, opportunity, and peace of mind. Flourish Cash provides another tool to help integrate these assets into a comprehensive financial strategy.
Modern Lending Solutions for Important Financial Decisions
Flourish Lending is a technology-enabled mortgage platform designed to help eligible clients compare mortgage options, obtain preapprovals, monitor refinancing opportunities, and complete applications through a streamlined digital experience. Clients also have access to dedicated loan officers throughout the process.
Flourish Lending may support:
- Primary home purchases
- Second-home purchases
- Investment property financing
- Rate-and-term refinances
- Cash-out refinances
- Jumbo mortgage financing
Like all lending solutions, availability, eligibility, underwriting approval, and state licensing requirements apply.
A Family Office Mindset
At Exceptional Wealth & Family Office, we believe effective wealth management extends beyond investment portfolios alone.
Comprehensive planning often involves balancing:
- Wealth Preservation
- Liquidity Management
- Tax Efficiency
- Long-Term Legacy Planning
The addition of Flourish Cash and Flourish Lending provides additional tools that can help support these planning objectives while giving clients greater visibility and flexibility as their financial needs evolve.
For many clients, success creates complexity. Our role is to help simplify that complexity through thoughtful planning, strategic guidance, and solutions aligned with their goals and values.
Learn More
Flourish Cash and Flourish Lending are available through participating advisory firms and may be available to eligible EWFO clients.
If you would like to learn whether either solution may be appropriate for your personal, family, business, or nonprofit needs, we encourage you to schedule a conversation with our team.
Exceptional planning is about more than managing investments—it's about creating flexibility, supporting informed decisions, and helping families and business owners navigate financial opportunities with confidence.
References
- Flourish Cash Overview: https://www.flourish.com/clients/cash
- Flourish Advisor Platform Overview: https://www.flourish.com/advisors
- Flourish Lending Information and State Availability: https://www.flourish.com/states
- Flourish Legal & Privacy Information: https://www.flourish.com/legal-and-privacy
Important Disclosures
Flourish Cash is a brokerage account offered by Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Financial LLC is not a bank. Cash balances are swept to deposit accounts at participating Program Banks and are eligible for FDIC insurance subject to applicable FDIC rules, coverage limits, and program terms. Interest rates are variable and may change. Additional information regarding Program Banks, rates, and FDIC coverage is available from Flourish.
Flourish Lending is a suite of products and services offered through SoraFinance, Inc. (d/b/a Flourish Lending), a licensed mortgage broker (NMLS #2355841). SoraFinance, Inc. is not a lender. Loans are originated by third-party providers and are subject to credit approval, underwriting requirements, and availability. Flourish Lending is not available in all states.
Availability, interest rates, lending terms, FDIC insurance coverage, Program Banks, and product features are subject to change without notice. Not all products or services are appropriate for all individuals, businesses, or organizations.
Advisory services offered through Exceptional Wealth & Family Office, an SEC Registered Investment Adviser. Fixed insurance products and services offered through Exceptional Insurance.
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.